About Us
M & J Kasi Loans (Pty) Ltd is a registered micro-lending company established in June 2023. We provide short-term financial support to individuals who need quick, clear, and responsible access to credit.
We are a registered private company and an NCR-registered credit provider, operating in accordance with South African lending regulations and ethical micro-finance practices.
Our Story
M & J Kasi Loans was founded by Tshotlego John Setlhare and Watch Moya Mashiane with a simple but important goal: to offer short-term loans that are fair, transparent, and affordable, while respecting the dignity and financial reality of every client.
The business was created to serve individuals who need short-term financial relief without being exposed to confusing terms, hidden fees, or long-term debt cycles.
What We Do
We specialise in short-term loans ranging from R500 to R8 000, offered over afixed one-month period with a clear interest structure.
Our services are designed to:
- Provide quick access to funds
- Offer clear and understandable loan terms
- Support responsible borrowing
- Encourage financial empowerment through affordability
All loans are assessed carefully to ensure they can be repaid within the agreed period.
Our Mission
Our mission is to serve clients by providing trusted, transparent, and ethical short-term loans that are oriented to real needs.
We believe every client deserves:
- Fair and efficient financial services
- Clear information before making decisions
- Respectful and dignified treatment
- Timely communication and support
Our Vision
Our vision is to become one of the leading financial service providers that deliver excellent micro-finance services without unnecessary risk, while inspiring individuals to take the right path toward financial stability and freedom.
Our Commitment to Ethical Lending
We are committed to responsible and ethical lending practices.
This means: Conducting affordability and credit assessments
- Providing complete and accurate loan information
- Avoiding deceptive or unfair practices
- Handling repayments and collections with respect
- Addressing complaints quickly and fairly
Our approach balances responsible recovery with an understanding of our clients’ financial situations.